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The Australian Mortgage platform is the next generation end-to-end digital home experience. Our systems are built to the highest quality and designed for best practice protection of customer data privacy and security.

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Manage your loan, view statements, make payments, pay bills and transfer funds.

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Intelligent Credit

It's more than just an app or calculator, it's a better home loan.


Australian Mortgage shareholder center, digital registry and investor relations platform.

Mortgage approved on the spot. That’s Intelligent Credit.

Australian Mortgage is pleased to announce we have today processed our first mortgage application in partnership with Shore Financial, and as promised, it was all over in approximately 15 minutes.

Dana Fraser, a senior credit adviser at Shore, is assisting the Parker family refinance their home in Forest Lake, Queensland.

Using Intelligent Credit, Dana was able to approve the Parkers’ home loan on-the-spot to give them the certainty they need while avoiding the lengthy delays and red tape typical of traditional bank processes.

Intelligent Credit turns the antiquated mortgage application process upside down by issuing a verified approval up-front, so that our Broker distribution partners are able to provide their clients with the certainty to act with confidence.

For many, the mortgage journey begins with a conditional pre-approval from a bank. Because in many cases this pre-approval isn’t backed up by verified applicant information, it’s really just an estimate of what they might be able to afford and still requires a full a credit assessment that takes 16 days on average. This is illustrated by the fact that 9 in 10 pre-approved loan amounts are varied on formal approval.

The Intelligent Credit difference is that we verify an applicant’s information with our trusted digital partners, and process that information using our proprietary credit decision algorithms to provide a verified approval. Applicants are issued with an acceptance letter detailing their verified loan scenario that is simply digitally signed to proceed.

An Intelligent Credit verified approval empowers home buyers to make confident bids or offers on a home or investment property. For those refinancing, an Intelligent Credit verified approval means skipping past traditional pre-approval conditions, manual credit assessment and information pain points.

This means the Parkers get the benefits of their lower cost loan faster.  That’s Australian Mortgage.