Home loans tailored to fit customer’s unique needs and objectives.
Risk-based interest rates that reflect the customer’s unique risk profile.
Digitally verified home loan approval in around 15 minutes.
Settlement booked as early as next day.
Designed to less often say ‘no’ and more often say ‘here’s what we can do’.
Home loan approval and fulfilment is reduced from weeks to hours.
Home loan approved, before you apply.
Tailor a custom home loan solution based on the individual’s needs and objectives, delivering the transparency that is lacking in the traditional process.
Verify applicant information from trusted digital sources, removing unnecessary hurdles and paperwork. Assess the loan and interact with an immediate credit decision.
Offer a Verified Approval immediately, eliminating the uncertainty associated with traditional loan applications and credit underwriting.
Customers accept the verified loan approval and apply for the loan, providing a high-level of confidence in the home loan experience.
Our digital mortgage platform transforms the home loan process, disrupting traditional mortgage lenders by harnessing open banking and our proprietary Intelligent Credit technology.
Mortgage product origination and immediate credit decisioning delivered via Intelligent Credit which provides a valuable point of difference for partners and customers.
System-guided formal approval within market-leading service levels, providing a streamlined path to settlement that minimises friction for partners and customers.
Loans are settled and serviced for the duration of the mortgage lifecycle on our state-of-the-art loan management system by our local customer care team.
Mortgages funded on balance sheet, through Lending-as-a-Service arrangements or through warehouse funding facilities and securitisation.
Australian Mortgage recognises the important role of human consultation in the home loan journey.
That’s why we’ve designed a digital home loan experience with all the tools and support our distribution partners need to deliver a customer experience that leads the market.
Australian Mortgage partner with class-leading technology
providers and key industry advisors.