The platform to power a better home loan experience.

We’re a digital non-bank lender specialised in providing competitive white-label product and outstanding service to the residential mortgage finance industry.

Built for broker.

Delivering digital, customer-centric home loan solutions to the mortgage finance industry in Australia.

Digital customer acquisition.

Our digital customer acquisition capability delivers qualified lead generation for distribution partners.

Buying or refinancing a home has never
been simpler. Or faster.

Intelligent Credit®

Home loan approved, before you apply.

  • Discover

    Tailor a custom home loan solution based on the individual’s needs and objectives, delivering the transparency that is lacking in the traditional process.

  • Verify

    Verify applicant information from trusted digital sources, removing unnecessary hurdles and paperwork. Assess the loan and interact with an immediate credit decision.

  • Offer

    Offer a Verified Approval immediately, eliminating the uncertainty associated with traditional loan applications and credit underwriting.

  • Accept

    Customers accept the verified loan approval and apply for the loan, providing a high-level of confidence in the home loan experience.

Our services.

Our digital mortgage platform transforms the home loan process, disrupting traditional mortgage lenders by harnessing open banking and our proprietary Intelligent Credit technology.


Mortgage product origination and immediate credit decisioning delivered via Intelligent Credit which provides a valuable point of difference for partners and customers.


System-guided formal approval within market-leading service levels, providing a streamlined path to settlement that minimises friction for partners and customers.


Loans are settled and serviced for the duration of the mortgage lifecycle on our state-of-the-art loan management system by our local customer care team.


Mortgages funded on balance sheet, through Lending-as-a-Service arrangements or through warehouse funding facilities and securitisation.

Australian Mortgage distribution partners.

Australian Mortgage recognises the important role of human consultation in the home loan journey.

That’s why we’ve designed a digital home loan experience with all the tools and support our distribution partners need to deliver a customer experience that leads the market.


Australian Mortgage partner with class-leading technology
providers and key industry advisors.