To fit your needs and objectives
That reflect your unique circumstances
A verified approval in around 15 minutes
A simple process that usually takes only 15 minutes
Design your tailored
Verify your financial
Get your verified
approval in minutes
Track your progress to settlement
Manage your loan
Unlike traditional banks and lenders, we don’t put our customers in tick-box categories. Whether you’re a seasoned investor or first home buyer, whether you have a different credit profile or an alternative employment type, we understand that everyone is different and so too is each tailored home loan solution.
Intelligent Credit by Australian Mortgage is a fast, powerful and completely online way to purchase a home or refinance your existing mortgage.
This video explains how buying a home with Australian Mortgage works and answers some common questions.
Tailored residential home and investment loans for purchase, refinance and debt consolidation with no Lender’s Mortgage Insurance.
Personalised competitive interest rates based on your unique financial circumstances, needs and objectives.
Flexible loan options, offset and unlimited redraw with online and mobile account access including BPAY, Pay Anyone and Direct Credit.
Australian Mortgage distribution partners
Australian Mortgage recognises the important role of warm-blooded consultation in the home loan journey.
That’s why we’ve designed a digital home loan experience with all the tools and support our distribution partners need to deliver a customer experience that leads the market.
Interested in becoming an Australian Mortgage Distributor? Get in touch.
Service your clients on the go with our high tech, smart touch platform.
Invest like a bank on the Securitisation Blockchain
We're not a bank.
Our funding comes from the savings of Australians through their superannuation funds and financial institutions, soon to be investing on the Carbon Securitisation Network.
We offer institutional investment opportunities in “smart” RMBS providing stable income secured against Australian residential property – built on distributed ledgers and supported by unprecedented transparency.
Get in touch with the Australian Mortgage Capital Markets team.
Carbon Securitisation Network provides unprecedented transparency secured by distributed ledger technology.
Common securities framework is codified as smart contracts that self-execute with greater visibility and control for investors.
Consensus services validate every transaction event - reducing role of and reliance on intermediaries.
Australian Mortgage is Industry owned
Australian Mortgage Marketplace Limited is an unlisted public financial services company co-founded in 2017 by a team of accomplished executives from the mortgage, technology and capital markets industries.
We’re backed by more than 140 shareholders, the majority of whom are mortgage and finance industry professionals in Australia.
“Our mission is to re-think the mortgage marketplace to make it more simple, more safe and more transparent for everyday Australians.”
- Graham Andersen, Executive Chairperson
“We lend responsibly and design products that empower Australians to make sustainable financial decisions.”
- Kym Dalton, Managing Director
Australian Mortgage adheres to all responsible lending requirements
Australian Mortgage is pleased to announce we have today processed our first mortgage application in partnership with Shore Financial, and as promised, it was all over in approximately 15 minutes. Dana Fraser, a senior credit adviser at Shore, is assisting the Parker family refinance their home in Forest Lake, Queensland. Using Intelligent Credit, Dana was…Read More ›
Australian Mortgage is a neo lender which is about to launch a mortgage origination and funding platform that relies on providing mortgages at market rates and funding in the banking and securitisation markets at market rates. Whilst there is a correlation between market mortgage rates and margins that a neo lender may be able to…Read More ›
Risk based-pricing is considered by many to be the future of lending and is becoming more and more prevalent in this new wave of neo banks and neo lenders. Risk-based pricing in the credit market refers to the offering of different interest rates and loan terms to different consumers based on their creditworthiness. The rate…Read More ›
Mortgage approval in 15 minutes? Just downloading the paperwork and sending all the attachments takes a lot longer than that. Intelligent Credit by Australian Mortgage now makes it possible to get approval in 15 minutes. Getting there took more than eight years — including two years of development with 7 IT developers, and Australian Mortgage’s…Read More ›
A soon-to-be-launched blockchain mortgage lender has successfully closed its crowdfunding industry equity offer after having received $671,000 in share applications, largely from the broking industry. Australian Mortgage Marketplace (AMM), which is set to launch next year, initiated a crowdsourced funding equity offer to investors (including mortgage brokers), in October. Co-founded by industry stalwarts Graham Andersen (CEO)…Read More ›
Overview Australian Mortgage Marketplace Limited (“Australian Mortgage”) has today successfully closed its crowdfunding Industry Equity Offer through enable Funding. The Offer of ordinary shares was made primarily to the mortgage finance community of Australia, inviting ‘our crowd’ to participate as early-stage shareholders in Australian Mortgage. The crowdfunding campaign received $671,000 in share applications from 89…Read More ›
A new mortgage lender has commenced a series of events to over 1,200 registered attendees. Giving brokers a chance to become owners of the neo lender Australian Mortgage Marketplace. The neo lender, Australian Mortgage Marketplace has decided to take advantage of new legislation recently given the tick of approval by the Federal Parliament, after more…Read More ›
Here’s an interview of our COO Kym Dalton, where he makes some bold predictions on the role of the mortgage broker in the future. Kym Dalton, COO of Australian Mortgage Marketplace explains how the lender will shake up borrowing, funding and rates The year is 1992. Securitisation is the new financing mechanism on the block…Read More ›
Here’s an article from Australian Broker about how we’re driving change in Australia’s home loans market with intelligent credit funded on our mortgage securitisation blockchain. To find out more, register your interest to attend one of our launch events or webinars here. The Australian home loan market is “broken” and about to experience the biggest…Read More ›
There’s a common view that Australia is experiencing a ‘tightening of credit standards’ following scrutiny of lenders and brokers by ASIC, APRA and the Financial Services Royal Commission. This view has found expression in a renewed focus on ‘responsible lending conduct’- and the verification of applicant expenditures in particular. Firstly, it’s AMM’s view that there…Read More ›